Bluefield, WV
304-323-2491
Princeton, WV
304-425-7563
Buying a Home
Insurance
Not only is insuring your home a good idea to protect your investment and your family, it is also required by your lender. Just like car insurance, home insurance protects you in case of an unforeseen difficulty with your property. There are several types of insurance that may be required:
- Title Insurance - Protects you in the event that the title on your property has a lien, unpaid taxes, or other legalities that would make it invalid. Title insurance is required.
- Homeowners' Insurance - Protects your home from fire, theft and other liable coverage. Talk to your insurance agent to make sure you get something that will protect the replacement value of your belongings. Homeowner's insurance is required.
- Flood Insurance - Protects your home from flood damage. Flood Insurance is required in some areas.
Check with your real estate agent to find out what your insurance requirements are. Start the process of finding homeowners insurance as soon as your purchase offer is accepted so you can shop around for the best price. Make sure you have the home's address, square footage, year built, type of roof and the age of the plumbing and electrical systems in front of you before you begin making calls.
Make sure you ask any insurance agent you talk to how much insurance they think you will need and get the deductible on any premium quoted to you. Ask about available discounts and keep in mind that buying your car and homeowner's insurance through one company may save you money.
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Mike Tyree, Broker - Jeff and Nancy Livingston, Owners Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 02/23/2012. The listing information on this page last changed on 02/23/2012. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Mercer/Tazewell MLS (last updated Wed 02/22/2012 6:27:20 AM EST). Real estate listings held by brokerage firms other than C21 Select Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. --
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